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What is MIC?

A mortgage investment corporation or MIC is an investment and lending company designed specifically for mortgage lending (primarily residential mortgage lending) in Canada. Owning shares in a mortgage investment corporation enables you to invest in a company which manages a diversified and secured pool of mortgages. Mortgage investment corporations are generally provincially registered and licensed, with the management of the mortgage fund under the direction of provincially licensed mortgage brokers and real estate agents.

The Canada Federal Government established MIC in 1973 in order to provide high and fixed returns for investors and to provide access to people who are difficult to get loans from chartered banks or who need a second mortgage.

Why Jin-Ocean?

With a long-term and stable investment project for at least one year, investors can obtain share dividends stably at the end of each month. We not only seek to maximize the interests of investors, but also pay more attention to the protection of the principal. We carefully analyzed the risks of each loan, be responsible for the company’s reputation and the interests of shareholders. Our management philosophy: comprehensively and transparently introduce and answer various questions about our investment, and customize long-term and stable investment plans for investors that meet their own conditions.

For Mortgage, Jin-Ocean will provide a quick application process and flexible terms up to LTV 75% of the market value, in order to provide a fast and suitable loan to our customers.

We accept Following types for property:

    • Residential
    • Commercial
    • Construction
    • Agricultural


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