☎ +1 (778) 723-8999 · ✉ info@jin-oceanmic.com · 750 – 5900 No.3 Road, Richmond BC V6X 3P7

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Our Services


Required Documents

Property tax notice, purchase & sale contract, appraisal reports, title search, notice of assessment, credit bureau report, bank statements and mortgage application.

Loan Availability

Residential, commercial, renovation, bridge and refinance loans.

How to Invest

Minimum investment, investor qualification, subscription, distributions and taxation.

Recent Transactions

Burnaby residential mortgage: $380,000 at 10.5%, LTV 70%.
Langley commercial first mortgage: $6,000,000 at 9.5%, LTV 53.38%.

For Investors

How to Invest

Minimum Investment

Starts at 150,000 Canadian dollars.

Calculator and pen on a financial statement
Investor Qualification

Canadian residents, non-residents and corporations.

Signing a document
Subscription

Investors sign a legal subscription agreement when they decide to invest.

Business people shaking hands
Distributions
  • Annual yield for monthly dividends: 8% and up.
  • Annual yield for stock dividends: 8.24% and up.
Stacks of coins
Taxation

All dividends are treated as cash income.

Financial figures
Track record

Recent Transactions

LocationTypeAmountInterest rateLTV
BurnabyResidential mortgage$380,00010.5%70%
LangleyCommercial first mortgage$6,000,0009.5%53.38%
RichmondResidential second mortgage$300,00010%43%
VancouverResidential second mortgage$3,200,00010%52%
SurreyCommercial second mortgage$3,000,00010%70%
For Borrowers

Required Documents & Loan Programs

Required Documents
  • Property tax notice
  • Purchase & sale contract
  • Appraisal reports
  • Title search
  • Notice of assessment
  • Credit bureau report
  • Bank statement
  • Mortgage application
Contact Person
Loan Programs
  • Residential
  • Commercial
  • Renovation
  • Bridge
  • Refinance

Ready to apply?

Talk to us about a mortgage or an investment.